Tree Damaged Roof

While it s impossible to protect your home from every type of damage there are steps you can take to reduce the possibility of tree damage to your roof.

Tree damaged roof.

Dangling and overhanging limbs. Tap your own coverage. For example lightning and windstorm are two common perils. Fighting city hall over tree damage by brian j.

I was so grateful i didn t even care that the crew knocked a few shingles off my roof when the cut branches crashed to the ground. However these days rule no. If the tree damaged your home a homeowners insurance policy may help cover the cost of repairing your house as well as removing the fallen tree branches the iii says. To keep your roof in the best possible shape and to reduce the impact the trees in your landscape have on your roof be mindful of these dangers.

If you suddenly discovered that your neighbor s tree had fallen onto your property you probably asked yourself what caused the tree to fall who is going to clean it up and who has to pay for the damage. One surprising source of roof damage however are trees. Obviously a large tree leaning over your home or a giant branch from an old oak tree reaching across your home is a threat to your roof and your home in general. A neighbor s tree damaged my property by john stevens consult with an attorney before attempting to file a lawsuit on your own.

Tree damage covered by insurance your home insurance covers certain risks and perils. If a weak or damaged branch that you failed to remove or. But when your neighbor s tree falls on your roof you ll care and want to know whose homeowners insurance will pay. 3 may be limited by the consideration that if the truncation of the overhanging portions of the tree would seriously damage or otherwise destroy the remainder of the tree the adjoining owner may be compelled to prove that the nuisance or damage caused to his property outweighs the value of the tree to the owner.

The first step in understanding if your home insurance will cover tree damage is to understand if the damage was sudden and accidental or if it would be considered gradual damage. Generally such failure is considered to be negligence and a negligence owner can be liable for all damage resulting from such negligence. Make a claim through your insurer for. Storm damage is a constant threat.

But if the tree fell without causing damage to a structure on your property homeowners insurance likely won t cover the cost of removing the debris according to the iii. If you find yourself in need of a roof assessment from storm damage in the northern virginia area contact us and let us help you through the process of getting your home back in.